Click on the title above or the link below to review the entire Wall Street Journal article. Then go back and re-read the 2nd link below, an article written over 18 months ago suggesting the same.
http://online.wsj.com/article_email/SB10001424052748704011904575538453320468516-lMyQjAxMTAwMDEwMDExNDAyWj.html
http://smashedfeet.blogspot.com/2009/03/national-mortgage-independence-day.html
